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Independent Review

Comploy Review 2026

Colorado-based PEO and ASO for small employers in child care, construction, cannabis, hospitality and retail

Founded: Unknown·Best for: Small businesses, roughly 5 to 150 employees (sweet spot: 10 to 75), based on the firm's own positioning from single-site operators to multi-location retailers·Quote-only; PEPM or percentage of payroll, quoted per client
The short answer

Comploy is a PEO that quotes companies of Small businesses, roughly 5 to 150 employees (sweet spot: 10 to 75), based on the firm's own positioning from single-site operators to multi-location retailers, most often Colorado and Mountain West small employers. Bundles PEO, ASO and an in-house commercial insurance agency for Colorado small employers in industries national PEOs often decline, including cannabis and construction. Neither IRS-certified nor ESAC-accredited, and its scale, staffing and worksite employee counts are not publicly disclosed.

Our take

Comploy is a regional option we would shortlist for a Colorado employer that wants payroll, benefits and commercial insurance handled by one local firm, particularly in cannabis, child care or construction where national PEOs often decline the risk. The combined PEO and ASO offering is genuinely useful, because a client can start in co-employment and step down to administrative services without a vendor change. The tradeoff is credentials and scale: there is no IRS CPEO certification and no ESAC accreditation, so a buyer carries more counterparty risk on payroll tax remittance than with a certified provider. We would ask for financial statements, a workers' compensation carrier confirmation and reference accounts of similar size before placing a client here.

Read our full Comploy review: our score, how it prices, where it is strong, what to check before signing, and who should choose it.

What Comploy does well

  • ✓True co-employment PEO with group health, workers' compensation and payroll bundled
  • ✓Offers both PEO and ASO, so clients can move between models without changing vendors
  • ✓In-house commercial insurance agency alongside the PEO, useful for hard-to-place risk classes
  • ✓Serves industries many national PEOs decline, including cannabis and construction
  • ✓Local Colorado presence and an in-house service team rather than an outsourced call center

Watch-outs and limitations

  • ⚠Not on the IRS CPEO list and not ESAC-accredited
  • ⚠Small scale means limited master medical plan leverage versus national PEOs
  • ⚠Founding year, staff count and worksite employee count are not published
  • ⚠Regional focus limits fit for employers spread across many states

✓ Best for

• Colorado and Mountain West small employers

• Cannabis operators needing compliant payroll and payments

• Child care, hospitality and retail employers

• Buyers who want payroll, benefits and commercial insurance from one local firm

⚠ Not ideal for

• Buyers who require a CPEO or ESAC-accredited provider

• Large multi-state employers needing a national service bench

• Companies wanting published pricing before a sales call

Our ratings

Technology platform3/5
Service quality3/5
Benefits access3/5
Compliance depth2/5

Quick facts

Founded
Unknown
Pricing model
Quote-only; PEPM or percentage of payroll, quoted per client
Typical cost
Quoted per client; not published
Best company size
Small businesses, roughly 5 to 150 employees
Contract flexibility
Annual agreements typical; confirm notice and exit terms in the CSA

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Is Comploy the right fit for your company?

Answers come from Comploy’s profile in our directory, verified September 2026.

Who is Comploy a good fit for?

Comploy fits: Colorado and Mountain West small employers, Cannabis operators needing compliant payroll and payments, Child care, hospitality and retail employers and Buyers who want payroll, benefits and commercial insurance from one local firm. Its published company-size range is Small businesses, roughly 5 to 150 employees (sweet spot: 10 to 75), based on the firm's own positioning from single-site operators to multi-location retailers, and it writes Child Care, Construction, Cannabis, Hospitality and Retail. Bundles PEO, ASO and an in-house commercial insurance agency for Colorado small employers in industries national PEOs often decline, including cannabis and construction.

Who should not choose Comploy?

Comploy is not the right fit for: Buyers who require a CPEO or ESAC-accredited provider, Large multi-state employers needing a national service bench and Companies wanting published pricing before a sales call. Neither IRS-certified nor ESAC-accredited, and its scale, staffing and worksite employee counts are not publicly disclosed.

How is Comploy priced?

Comploy does not publish rates. Pricing model: Quote-only; PEPM or percentage of payroll, quoted per client, quoted per client from your census, state mix and workers comp class codes. Contract terms: Annual agreements typical; confirm notice and exit terms in the CSA.

Is Comploy a certified PEO?

No. Comploy is not on the IRS certified PEO (CPEO) list and is not ESAC accredited. Without CPEO status, joining mid-year can restart FICA and FUTA wage bases unless the PEO qualifies as a successor employer, so ask how they handle it.

What are the alternatives to Comploy?

The providers most often compared with Comploy are Avitus Group, Helpside and INFINITI HR. The right alternative depends on why you are looking. The usual reason: Neither IRS-certified nor ESAC-accredited, and its scale, staffing and worksite employee counts are not publicly disclosed. A free side-by-side puts Comploy next to the PEOs that fit your headcount, states and industry.

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